Simplifying the acceptance of tips by bank card

Discover the new tip management option integrated directly into your payment terminals.

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Tax exemption for bankcard tips in 2022

Since 1 January 2022, tips given by bank card to employees in cafés, hotels and restaurants have been exempt from tax and social security contributions. This tax exemption only applies to employees whose salary does not exceed 1.6 SMIC including overtime.

In short, this decision is due to apply until 31 December 2023. Its aim is to make customer-facing jobs more attractive and to remedy the recruitment difficulties encountered by employers..

An application to simplify tip management

Discover the option for collecting customer tips directly from your payment terminals. This option enables hotels, cafés and restaurants to accept tips dematerialised.

To do this, managing tips in a tax-free way on the payment terminal is a simple, practical and innovative solution for employers, waiters and customers.

How does it work?

At the time of payment, the bank terminal suggests that the customer leave a tip. The customer can accept or refuse the tip in just 1 click. Next, 3 tip options are displayed. Finally, the customer can choose one of the suggested amounts or define the amount they want.


After payment, as usual, a customer ticket and a merchant ticket are printred. If a customer leaves a tip, this is displayed below the amount paid.


Benefits of the solution

  • Employee loyalty: Tips can be used to reward the work of waiters. In fact, it can be a way of facilitating recruitment in the service sector and building employee loyalty.
  • Saves time: Tips are paid by credit card. Customers no longer need to search for change.
  • Ease of use: The tip is automatically proposed, and the customer can accept or refuse it very easily.
  • Traceability of transactions: Transactions are displayed on the electronic payment portal and show the amount of the tip left. These transactions are automatically saved and retrievable.

Compatible terminals

The basics of monetic

What is an electronic payment terminal (EPT) and how does it work?